General discussion


The lure of easy money - A Scam

By sn53 ·
This is an email I received today. It is a scam. Some people will reply to this email and lose. How can we protect people in our companies from human engineering attacks like this one?


MR.Gary Benard
Foreign Operations department
Abbey National Bank,
Argyle Street Branch,
84 Argyle Street,Glasgow,
United Kingdom.

Dear Sir,

Do accept my sincere apologies if my mail does not meet your personal
ethics. I will introduce myself as Head of Foreign Operations of a
well known bank here in the United Kingdom.
One of our accounts with holding balance of 15,000,000(Fifteen Million
British Pounds) has been dormant and has not been operated for the past
4 years.

From my investigations and confirmations, the owner of this account a
foreigner by name John Creek died on 4th of January 2003 and since
then nobody has done anything as regards the claiming of this money because
he has no family members who are aware of the existence of neither the
account nor the funds. Also Information from the National Immigration states
that he was single on entry into the UK.
I have secretly discussed this matter with some of the bank officials
and we have agreed to find a reliable foreign partner to deal with. We thus
propose to do business with you, standing in as the next of kin of these funds
from the deceased and funds released to you after due processes have been

This transaction is totally free of risk and troubles as the fund is
legitimate and does not originate from drug, money laundry, terrorism
or any other illegal act. On your interest, let me hear from you.
I ask that if you find no interest in this project that you should
discard this mail. I ask that you do not be vindictive and destructive. If
my offer is of no appeal to you,delete this message and forget I ever
contacted you. Do not destroy my career because you do not approve of my
proposal. You may not know this but people like myself who have made
tidy sums out of comparable situations run the whole private banking
sector. I am not a criminal and what I do, I do not find against good
conscience, this may be hard for you to understand, but the dynamics of my
industry dictates that I make this move. Such opportunities only come
ones way once in a lifetime. I cannot let this chance pass me by, for
once I find myself in total control of my destiny. These chance wont pass
me by. I ask that you do not destroy my chance, if you will not work
with me let me know and let me move on with my life but do not destroy
me. I am a family man and this is an opportunity to provide them with new
opportunities. There is a reward for this project and it is a task well
worth undertaking. I have evaluated the risks and the only risk I have
here is from you refusing to work with me and alerting my bank.We
the only one who knows of this situation, good fortune has blessed you
with a name that has planted you into the center of relevance in my life.
Lets share the blessing.

If you give me positive signals, I will initiate this process towards a
conclusion. I wish to inform you that should you contact me via
official channels; I will deny knowing you and about this project. I repeat, I
do not want you contacting me through my official phone lines nor do I
want you contacting me through my official email account. Contact me
only through the numbers I will provide for you and also through the
email account that is provided therein in this email.


Mr. Gary Benard

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It is indeed sad

by Michael Jay In reply to The lure of easy money - ...

that people will fall for these scams, but they will, and that keeps them going.

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I could do better

by Tig2 In reply to The lure of easy money - ...

I know that if I ever decided to start writing scam email, I could do a much better job of it. Hmm. Perhaps a new opportunity awaits. Coaching scammers in writing better and more coherent email!

It would be all too glib to imply that the only people who would be sucked into a scam are simply too gullible to have an email account in the first place. The fact is that this particular scam may have a bug in its approach- something to be grateful for.

The author puts a great deal of effort into trying to validate his unethical if not illegal plan. A great many people would be put off just thinking that they might involve themselves in an illegal activity.

Also, the value to be paid for the effort is not apparent. The author misses there also as the appearance is that they are being asked to participate in an illegal activity for no self benefit.

Educating people in the ways that they need to protect themselves is key here. Fortunately, this email is a wonderful lesson to the scammers of "What not to do".

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how bout

by ParkersTark In reply to I could do better

Dear Sir/Maam,

Send me your money and I'll invest it for you.

Thank you,
Professional Investor

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No, No, No

by w2ktechman In reply to how bout

Dear Sir/Maam,
I am sending this message to you because I was told that you have a caring heart. I am a little boy with a serious injury. I was recently a normal boy, but I was involved in an accident. My father was upset at my mother and he took me to get some ice cream at the local shop. I love ice cream, so I did not hesitate to go.
On the way he screamed some bad words and drove off of a bridge. All I could see was water and rocks. then the car filled with water and I could not breathe. My arm was stuck and I did not know why. The water was very red. I looked at my father and he was not there. A big rock was where he should have been. The same rock which was holding my left arm against the dash board.
I found a pocket knife and cut my hand off so that I could breathe again. I swam out of the water and I do not remember anything after that, until I woke up in the hospital.

The doctors told me that they had saved my hand. It was in the cold water which preserved it for the rescue workers. But daddy's insurance company will not cover the operation costs because it was his fault. Please, I am trying to get my hand back. I do not want to be missing it anymore. All I need is $150,000 for the operation. I am not asking you to pay for the whole cost, I have emailed several other people as well. You can just send me $5,000, $10,000, or however much you can afford. PLEASE! Time is crucial. My hand will only be good for another 2 DAYS! After which I lose it forever.
I am not a bad boy, I just wanted some ice cream. I did not know that daddy was going to do this. Oh, Please hurry! My bandaged stump is so sore. The doctors keep giving me shots with needles. I hate needles. I just want my hand back, and to go back to school to study. I want to be a doctor, but I cannot do it without my hand.

Please, if you want to help out, even just a little bit, please respond to my email at and have your credit card # ready. The hospital is taking up the funds to cover the operation.
I will never see any of the money, just the operation. That is all I ask for. Any amount is ok to send, even if it is only a little.
The hospital person told me that if we raised half of the funds, they would do the operation and wait for the other half. This is because there is such a limited time for this. so PLEASE HELP ME.
I will remember you always. And when I do become a doctor, I will care for you and your family for free. But I can only become a doctor, if I have my hand back.
Thank You kindly dear sirs/madams

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1 finger typist?

by colin.hempsey In reply to No, No, No

Hahahaha. That is a funny letter! I do feel sorry for him though, he lost the ability to touch type! That must have took him all day to type!

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If they are that dumb, why protect them?

by drowningnotwaving In reply to The lure of easy money - ...

This is e-Darwin at work. We'll be better off in the long run.

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to become rich! Why else

by w2ktechman In reply to If they are that dumb, wh ...

there is a problem that needs a solution. We can have our very own protection racket... I mean protection SW. It will be about as reliable as a spam filter, but hey, we cannot do it all.

Now how to market this new POS SW that will use lots of system resources for no apparent real effect....

So yes, you can be rich now!!!

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I get one of these every couple weeks

by DelbertPGH In reply to The lure of easy money - ...

Even more than these, I get notifications that I've won some kind of lottery I never entered.

These are all just variants on the Nigerian scam, where somebody is trying to get money out of some country or another, and wants to give you 25% in return for using your bank account. Once you sign on to the deal, you find you have to start sending money to set up relationships with correspondent banks, cover wire fees, etc., etc.

Another deal I keep getting is no scam at all. It's an invitation to participate in money laundering, designed to look like some sort of payments operation for an import/export business. "We will pay you X per cent of gross receipts to receive checks and wire transfers, deposit them in an account, and forward the money on to payees as we direct you." You can actually make money on this deal. It's usually Eastern European mob money, and after a while, the United States Secret Service comes knocking on your door, with search warrants and indictments to follow.

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People are just going to have to get smarter

by DelbertPGH In reply to I get one of these every ...

There's no way to protect people from this kind of scam, except that the broader population gets some experience, and the story of the scam becomes part of everyday knowledge. And even then, it will still work enough of the time.

You remember all these ads you used to see, and still see, about how you can make thousands of dollars at home stuffing envelopes for companies that do mailings? Gives you the impression you can make 20 bucks an hour, because companies want so badly not to hire their own staff to do it, and they will push small fortunes at in-home operators to get it off their plate. Fifteen seconds' thought makes it clear that this is a scam, but people want to believe that this wonderful story is true, that they mail in $25 for the starter kit. The starter kit consists of Xeroxed sheets recommending ways to market your service, and a box of blank envelopes.

Every time there is a communications innovation, scammers use it to perpetrate an old fraud in a slightly new way. It works well until people get used to the idea, and then it goes on working, because there is a hard core of wishful thinkers who will never wise up.

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dup post

by drowningnotwaving In reply to The lure of easy money - ...

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