Toshl Finance

Toshl Finance isrna fairly simple app that can help you manage your income and expenses and trackrnyour spending over time. The app reports on income vs. expenses for variousrntimeframes: yesterday, last month, etc.

Toshl Finance

A couple of things about this app are really helpful. Forrnstarters, you can configure it to remind you to enter your data for the day.rnFor instance, you might choose to be reminded every night at 7:00. Another nicernfeature is automatic currency conversion based on the latest exchange ratesrn—very handy for those who travel.

Toshl Finance is available for iOS, Android, Symbian, andrnWindows Phone.

Money Lover

Money Lover isrnsimilar to Toshl Finance, but has a few key differences. Unlike Toshl Finance,rnMoney Lover doesn’t provide reminders or currency conversion. Even so, Irnactually like Money Lover a little bit better for two reasons.

Money Lover

First, Money Lover has an option to be cloud enabled, makingrnit possible to access your data on multiple devices. Second, Money Lover letsrnyou categorize your income and expenses so that you can easily see where yournare making the most money and where you are spending the most money. Forrnexample, you can categorize an expense as food, entertainment, or travel.

Money Lover is available on iOS, Android, andrnWindows Phone.

Prism (formerly Mobilligy)

Prism is a free bill-payingrnapp for your mobile device. Even though most banks seem to offer online billrnpay, there is something to be said for having a dedicated app. For one thing,rnthe app is specifically formatted for mobile devices. My bank’s bill payrnfeature is nearly unusable on a mobile device because of the screen layout. Prism,rnon the other hand, uses a clean interface that is specifically formatted forrnmobile device use.

Prism (formerly Mobilligy)

I also like the factrnthat Prism is available on a variety of platforms, thereby ensuring arnconsistent experience across devices.

It’s available for iOS, Android, Windows Phone,rnWindows 8, and Kindle Fire.

TaxCaster

The software isn’t as comprehensive as a full-blown tax preparation application, but it still does a good job of providing anrnestimate. The software just asks you a few basic questions and then providesrnthe results. You can also use the software as an easy way of experimenting withrnvarious what-if scenarios.

Presently, only the 2013 version of the software isrnavailable because the 2014 tax year has not ended yet. Even so, the 2013rnsoftware provides an idea of what to expect from the 2014 version.

TaxCaster is available for iOS, Android, and Windows Phone.

Bankrate Mortgage App

Lots of mortgage calculators are available on the Internet,rnbut the Bankrate Mortgage App (Figure E) is one of the best. There are a couple of really nice thingsrnabout this app. For starters, most mortgage apps are geared solely toward thosernwho are buying a house (which probably isn’t something you do every day). ThernBankrate Mortgage App, however, also provides a refinance calculator so thatrnyou can tell whether it’s in your best interest to refinance your home.